Certificate in Digital Money

Certified by The Fletcher School – Tufts University


This 12-week course provides a complete view of digital payments ranging from, mechanics, business models, risks, competition, disruption, customers, marketing, security, regulation, industry collaboration, to financial inclusion


5th February 2020


12 weeks


English / Français


26th January 2020


Online, in our digital classroom


Enquire now for payment options and Financial Aid

Ready to find out more?

Certificate in Digital Money course overview

The Certificate in Digital Money is our foundational course on digital money, it covers all aspects of the digital payments and digital financial services ecosystem and value chain, beyond what one would normally find in a course on money and banking.  This course provides a high-level view of the various elements of digital financial services, it also provides practical thoughts and insights into key operational details and helps to map out a complex landscape.

Why do I need a digital money course?

This course has been developed for professionals who wish to gain a holistic understanding of digital payments and emerging digital financial services, particularly those working to accelerate a financial inclusion agenda.

The course also makes an excellent compliment to organizational training and professional development goals, enabling individuals, teams and leaders to develop a stronger, more unified understanding of digital financial services. Organizations with key goals related to digital financial services & financial inclusion are strongly encouraged to enroll.

Following completion of the course students will have an integrated 360-degree view of digital payments. The course will cover core areas of digital financial services and help you become familiar with a standard set of concepts and vocabulary. This will allow you to confidently participate in conversations, exchange ideas and apply these learnings to your work, ultimately leading to your professional growth as a peer in this industry.

Certificate in Digital Money course schedule

  • Week 1

    Introduction to digital money

  • Week 2

    The mechanics of digital payments

  • Week 3

    Business models and risks

  • Week 4

    Competition and disruption

  • Week 5

    Understanding customers

  • Week 6

    Designing customer experiences

  • Week 7

    Independent study week

  • Week 8

    Financial inclusion

  • Week 9

    Mobile and data environments

  • Week 10

    Safety and security

  • Week 11

    Regulating Digital Financial Services

  • Week 12

    Industry collaboration


Digital money refers to any means of payment that exists in a digital form that allows for instantaneous and easy transactions.


DFS, or digital financial services, are any financial services that are available through digital channels, and includes payments, credit, savings, transfers and insurance.


Fintech, or financial technology, refers to any digital technological tools or business models used to support the delivery of financial services.


Financial inclusion is a key part of DFI’s agenda and refers to the goal of ensuring that all people, especially marginalised groups, have access to the financial tools they need.


A virtual classroom is a learning environment that only exists through a digital platform and that allows students to participate regardless of their geographic location. All DFI’s courses are delivered in a virtual classroom.


Digital Frontiers Institute (DFI) is a digital education provider designed to prepare professionals for the challenges and opportunities they will encounter in a rapidly changing economy.


World-Class Academics and Practitioners

Dr. Ignacio Mas

Executive Director
Digital Frontiers Institute

Gavin Krugel

Digital Frontiers Institute

Jamilah Welch

Associate Director
Institute for Business in the Global Context, The Fletcher School, Tufts University

Dr. David Porteous

Digital Frontiers Institute

Professor Kim Wilson

The Fletcher Leadership Program for Financial Inclusion, The Fletcher School, Tufts University


Kickstart your DFS career

Financial Aid

DFI’s mission is to equip a new generation of professionals with the information, skills, and vision they need to guide society towards inclusive digital financial solutions. DFI understand that affordability may stand in the way of your progress as a Digital Finance Professional. We strive to source, manage and administer various student funding opportunities to make tuition more affordable for you.  for deserving students according to sponsor specific requirements. Our goal is to ensure that no student is left behind and have designed affordable payment terms as well as scholarship funds for eligible students.

Use this information to find the best financial aid that supports your objectives. At any stage please contact us at info@digitalfrontiersinstitute.org

Option 1: Payment Plans that make your tuition more affordable

Course fees can be made over payments at an agreed date.

Multi-year Programs

Certified Digital Finance Practitioner

  • Year 1: $1335/$445 in 3 installments (works out to $112 p.m.)
  • Year 2: $1335/$445 in 3 installments
  • Year 3: $1335/$445 in 3 installments
Foundation Courses

Foundation courses include the Certificate in Digital Money, and Leading Digital Money Markets.

  • Payment 1: $500
  • Payment 2: $500
  • Payment 3: $500
Specialization Courses

Specialization courses included short courses such as Digital Agriculture and Digital Identity.

  • Payment 1: $125
  • Payment 2: $125

Option 2: Can we help in getting your company to pay or at least contribute to your tuition?

DFI can assist in opening a conversation with your employer to support your tuition. We can cultivate further interest with them to participate on our programs – bringing multiple employees on will result in corporate discounts and thus lower tuition for you.

Request your corporate proposal by contacting us at info@digitalfrontiersinstitute.org

Option 3: Referral Program

If your colleagues, friends or family join the course we can open a referral seat for you, which is 100% subsidized by Digital Frontiers Institute. This includes assisting us to create impactful corporate alliances.

Foundation Courses

Eight successful referrals will result in your foundation course being fully subsidized.

Specialization Courses

Four successful referrals will result in your specialization course being fully subsidized.

Option 4: Scholarships

DFI offers partial scholarships to qualifying candidates. Our scholarship funders favor scholarship candidates that contribute to tuition themselves. Ideally, Students should contribute at least half of the tuition fee, the higher your contribution the more likely you are to be considered. Tuition can also be paid in manageable installments. Please see below criteria for scholarships.

  •         I am an active member of the digital financial services industry

Scholarships are adjudicated quarterly and are weighted based on the strength of your application. You will be asked to answer the following questions in your application:

  • Please provide a brief overview of experience.
  • To what extent does your organization contribute to financial inclusion.
  • How will your attendance on this course benefit your organization, your initiative, your country?
  • Describe your current role and responsibilities.
  • Why do you think you should receive financial aid?
  • I can contribute $ to my course.

You can apply for a scholarship on the course registration page, where applicable. Not all courses have scholarship programs.