Archives for Identity

KYC Innovations, Financial Inclusion and Integrity in Selected AFI Member Countries

It is estimated that approximately one billion people across the world do not have access to an officially recognizable identity. The accurate verification of identity is integral to the Know Your Customer (KYC) processes necessary for compliance with Anti-Money Laundering and Counter Financing of Terrorism (AML/CFT) regulation. The inability of financial institutions to properly verify prospective clients will lead to financial exclusion. Worsening this exclusion are KYC and customer due diligence CDD processes and requirements that limit the concept of identity to key documents (such as ID, proof of address and passport), yet these are relatively inaccessible to the underbanked
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Categories: AML-CFT, Regulation of DFS, and Resources.

What is Privacy Worth? A Summary from our Pop-up Discussion

Our community has grown to over 5,000 people, which gives us the opportunity to engage together to discuss important issues affecting digital finance and financial inclusion. We held our first ‘Pop-up Discussion’ on the topic of ‘What is Privacy Worth?’ You can downloaded the summary of the discussions. We had 3 consecutive days of live discussions as well as lively debates in posts. Privacy is hard to pin down to one definition or meaning. How we feel about our information and privacy also varies between contexts and purposes, which also affects our view on privacy. Privacy can be seen as a
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Categories: Blog and Insights.

Identity at the Margins: A Journey Continued

This narrative is a composite of experiences shared with the Caribou Digital research team, including direct quotes, presented in three short vignettes to highlight critical elements of how refugees engage with the identification systems of UNHCR and other humanitarian organisations.
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Categories: Digital identity, Resources, and Technology and operational enablers.

Access to Mobile Services and Proof of Identity

The ability to prove one’s identity is essential to securing both rights and access to a number of life-enhancing services including healthcare, voting, education, financial services, employment and social protections. As we continue advancing in the digital age, identification becomes ever more critical to gaining access to mobile connectivity and a range of mobile services particularly across 155 countries where ‘mandatory SIM registration’ policies are in place. These research reports from the GSMA examine these policies globally and find, among other things, that the majority of markets with low mobile penetration are also characterised by low levels of registered populations,
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Categories: Digital identity, Resources, and Technology and operational enablers.

The Identities Research Project

The Identities research project explores user experiences of identity technology, brought to you by Caribou Digital, Omidyar Network and the International Institute of Information Technology, Bangalore (IIITB). The need for user-centered research in “digital identity” arose out of concerns around top-down identity systems and lack of insights on how these are being understood and used, particularly amongst lower income populations.
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Categories: Digital identity, Resources, and Technology and operational enablers.

How To: Create Digital ID for Inclusive Development

 This guide from USAID explores the intersections between development programmes and broader ID systems. Targeted at development practitioners – including donors, programme managers, and monitoring and evaluation specialists – this report from USAID explores the intersections between ID systems and development aims. In the first section of the report, the authors highlight the impact of ID systems on different social groups, including working parents, the chronically ill, and ethnic minorities. The second section of the report offers a series of recommendations for development professionals whose work may intersect with ID systems, suggesting ways in which programmes could incorporate digital ID
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Categories: Digital identity, Resources, and Technology and operational enablers.

The role of privacy frameworks in building trust for digital identity services

With an estimated 1 billion people worldwide who lack an official proof of identity, mainly underserved populations located across Africa and Asia, the risk of exclusion from increasingly digital economies remains high as the ability to digitally prove one’s identity is typically core to most online transactions. In addition to being able to prove one’s identity digitally, successful digital economies also require customers to have trust in the digital ecosystem, despite the fact that many countries around the world lack comprehensive legal privacy and data frameworks. With this in mind, the GSMA recently conducted end-user research in Sub-Saharan Africa to
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Categories: Digital identity and Resources.

LISTEN NOW: Exploring appropriate uses of digital ID and the Good ID movement

This webinar, presented by Thea Anderson and Subhashish Bhandra from Omidyar Network, focuses on the “Good ID.” Good ID is Omidyar’s normative framing for any digital identity system that prioritizes individual empowerment while ensuring adequate safeguards. Specifically, Good ID is inclusive, offers significant personal value, and empowers individuals with privacy, security, and control. Good ID builds trust with transparency and accountability. Good ID seeks to address exclusion, discrimination, surveillance, consent, and other key issues of our time.  How an ID system is designed, rolled out and managed can include and protect individuals with privacy, security and control. Or it can
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Categories: Previous webinars and Webinars.